As an estate planning attorney I advise many clients about the necessity of planning for future long term care needs. However, how do you plan for the long term care needs for parents who live outside the United States? If you are one of several immigrant families who have aging parents living outside the U.S. start your research. Long term care insurance is a not an option in most third world countries and there are very few available choices for adult day care. I found this out the hard way, when my mom who is 87 years old recently developed hip problems and needed assistance with her day to day activities.
Mom was relatively healthy and lives in an apartment by herself. My older sister lives in the same apartment complex and has been keeping an eye on mom. However, during the recent health care episode, my sister (who is herself over the age of 65 and has some health issues) found it hard to care for mom and looked for help. She had very little luck finding a personal care provider who could work a 12 hour shift. Fortunately, my husband was browsing through the Stanford alumni lists and discovered that a young Stanford graduate who had his roots in India had started an elder care organization in India called Epoch Elder care. We contacted Epoch, headquartered in Delhi and have been working with them this past month to put a care plan in place. They have been responsive and we are optimistic that things will work out.
I would like to hear from other first generation immigrants about their experiences with caring for elderly parents who still live outside the United States.